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Congratulation to the Class of 2021!

6/25/2021

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It’s June and there seems to be a surge of posts from proud parents because their son or daughter is graduating this year. Graduation is such symbolic event in a person’s life. It’s the end of one journey and the beginning of another.

BMP wishes to congratulate 2021 graduates! Well done. Now, here is our gift to you!

1 - Pay yourself first! I know you heard it so many times before, but honestly, if you save $25 every month today it will accumulate and it will become a habit. Starting out is hard and it seems like there are so many sacrifices, but trust me, you will be so grateful that you did start saving young because it doesn’t get any easier. If ever you feel like you will never achieve anything, think small steps…you will get there.

2 - File your taxes – on time and every year. It is so easy to put something off the first time. It’s no big deal. You will do it later…until the next year rolls around and now you are two years behind and the first thing you know it’s been five or more years that you have not filed your taxes. Don’t let this happen to you, but if it does, we still have your back.

3 - Talk to an accounting professional before you start your own business,  so that your financial affairs are in order and don’t become overwhelming. Alert CRA and Service Canada if you have experienced a life event (e.g. marriage, divorce, separation, birth of a child). Failing to do so can cause you to owe money back to the government.

Above all, know that no question is a silly question. It is better to ask than for the question to go unanswered. We love answering questions even the ones you are embarrassed to ask. We are always here for you.

 

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    Mélanie Brochu-Macaulay

    Public Accountant.

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